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There is nothing in the fact pattern to suggest an ECOA violation. Test-Taking Tip: Be prepared for the state examiners to make up laws and terms occasionally.
That is why it is critical to study a comprehensive, current real estate glossary. Typically, you can find them at the back of your licensing textbooks.
The California Fair Employment and Housing Act fka the Rumford Act is a state law that prohibits housing discrimination against protected classes.
There is no indication of housing discrimination in the fact pattern. In CA, a death on a property being sold, leased, or rented must be disclosed if it occurred within the past three years.
Under California Civil Code Section Disclosure of a death on a property is legally required in California for both sales and rentals, provided that the death occurred within the last three years.
Disclosing other causes of death is legally permitted. A death on a property offered for sale or lease must be disclosed if it occurred within the last three years, not within the past year.
Note: Even when a death occurred more than three years ago, an owner and agent are not legally permitted to lie in response to a direct inquiry.
Under California real estate law, an associate licensee i. Hiring an associate licensee as an independent contractor is relevant for tax and insurance purposes.
But, it does not alter the level of supervision the broker of record must exercise over every associate licensee, whether they are hired as employees or as independent contractors.
Any commissions, income, or fees earned by the brokerage firm must be removed from the client trust account within 25 days.
Steering is illegal racial discrimination accomplished by guiding a client towards or away from a particular neighborhood e.
Steering is prohibited by federal and state fair housing laws. Smith's mental incapacity terminates the listing agreements at this brokerage firm.
Test-Taking Tip: Remember that the listing agreement is a contract between two parties: The seller and the broker for the seller. Death, mental incapacity, or bankruptcy of either the seller or the seller's broker will terminate a listing agreement.
A and C are incorrect. No matter how much experience real estate salespeople have, California real estate law requires they be supervised by their designated broker for those activities requiring a real estate license.
The licenses of all five associate licensees will be in "canceled" status until they are affiliated with a new broker.
C is also incorrect because the DRE does not supervise the daily professional activities of real estate salespeople.
A real estate salesperson is not legally allowed to enter into a listing agreement with a member of the public. The two parties to the listing agreement are the seller and the broker for the seller.
In Californai, the Statute of Frauds requires that certain contracts be in writing in order to be enforceable. A lease is a contract between the landlord and the tenant, and any lease with a term that is longer than one year must be in writing e.
However, a lease of real estate for a term of one year or less does not need to be in writing. Test-Taking Tip: Before the state exam, make sure to review the Statute of Frauds so that you know which contracts must be in writing to be enforceable.
B, C, and D must be in writing to satisfy the Statute of Frauds. Prev Next Finish. Bookmark Page. Section 1. Dubois purchased and installed a commercial-grade range, oven, deep fryer, and grill.
To comply with safety regulations and protect her staff, Dubois has securely fastened all of this commercial restaurant equipment to the kitchen.
Which of the following is a correct statement related to the restaurant equipment Dubois installed? Which of the following is an example of the government's realty-related police power?
All of the following are examples of lawful private controls on real estate except:. Section 2. California Laws of Agency and Fiduciary Duties.
Late one afternoon, a listing broker was holding an open house at Woodriver Drive in CA. Seeing the "Open House" sign, a prospective buyer came in to look at the home.
After several questions about the house and local school system, the inexperienced buyer asked the listing broker for suggestions on how to negotiate successfully for the Woodriver Drive residence.
The listing broker answered the questions as helpfully as possible. However, because the broker was tired, the broker did not raise the issue of agency representation, compensation, or even ask for the prospective buyer's name.
The following morning, the prospective buyer started to act on the listing broker's advice. What type of agency, if any, was created with the prospective buyer?
Which duty owed only to the principal will require the listing broker to disclose the delinquent child support to Jon Brown?
All of the following are correct statements related to a listing broker and a broker working as a property manager in CA except:.
Section 3. California Property Valuation and Financial Analysis. Trade: 0. Leverage: Lowest Spreads: 0. HotForex Broker 9. IC Markets Broker 9.
Leverage: Lowest Spreads: 1. Alpari Broker 9. OctaFX Broker 8. Olymp Trade Broker 8. FXTM Broker 8. ExpertOption Broker 8. But the provider lists target spreads for its assets on its website.
These are composed as follows for trading the available major currency pairs majors :. And the spreads for the other majors are also relatively low and fair.
Whereas the spreads for the Minor currency pairs are something of a mixed bag. If you are interested in the details, you can also look them up on the GKFX website.
The same is the case with the target spreads for the other tradable instruments. As listing the spreads for all assets would be impossible here for reasons of space, the table below is limited to the target spreads of some popular trade instruments.
Another important role for the trading conditions is played by the leverages and margins of the respective trade instruments. They vary at GKFX, depending on the trade instrument.
See the following table for more details of the various leverages and margins at GKFX:. If clients want to hold their positions overnight, the online broker will charge them so-called financing costs Swap fees.
The following example should make the swap fees at GKFX somewhat more transparent:. The financing costs for a holding period of 4 days would thus amount to 2.
The forex trading is meanwhile subject to a so-called swap rate , also known as short-term FX-swaps. Here follows another brief example for calculating this swap rate.
The financing costs for a holding period of 2 days would thus amount to 4. To support their trading processes, GKFX also provides its clients with a range of analyses and tools.
Consider why a brokerage experiences financial difficulty even in prosperous times. One of the main reasons financial difficulty for a brokerage occurs is that the broker fails to stay abreast of the economic climate and direction of the real estate market.
With regard to financial planning for a real estate brokerage, which of the following statements is are TRUE?
Statement 1: Even in prosperous times, the economic climate changes daily. Brokerages need to plan expenditures based on factual assessment of the economic climate.
Statement 2: The competitors may reduce commission levels, and thus to compete, a brokerage may need to reduce commission levels within the firm.
Statement 3: Advertising is vital to the success of a brokerage. A broker should take advantage of all products designed to promote real estate sales.
Agency Concepts and Managerial Duties. Legally, what is the nature of agency relationships between listing brokers and sellers?
A legally-competent, wealthy investor is selling a large commercial property. The year-old investor is represented by a one of the busiest, most successful brokerage firms in the state.
The closing date for the transaction coincides with an important overseas business trip the investor cannot postpone or cancel.
Prior to leaving on the business trip, the investor executes a document authorizing a trusted friend to sign all documents related to the sale of the commercial property.
After accepting the appointment, the investor's friend owes fiduciary duties to the investor. Of the following choices, what is the name of the document executed by the investor?
Contracts and Contract Law. Which of the following lists the essential elements of an enforceable real estate contract? A listing agreement did not include an authorization to accept a deposit.
Which of the following is correct? Real Property Characteristics. Which of the following is considered personal property?
Homeowner Howard's home was foreclosed. Understandably, Howard was quite upset, and just before he was ordered to vacate the home, he removed all of the plumbing fixtures, lighting fixtures and built-in appliances from the home.
When Howard's lender listed the property for sale, the listing agent realized that the fixtures had been removed. What is the act of removing the fixtures from the home called?
Water Law. Which of the following correctly defines the doctrine of prior appropriation? Freehold Estates. The lessee of an apartment and the owner of a condominium have many things in common.
Which of the following is true for both? Holding and Transferring Title. The deed specified as grantees simply as "Amanda Smith, Beatrice Smith, and Constance Smith" but did not specify the tenancy created.
Environmental Law. A real estate licensee has out-of-town relatives come to visit. He shows them several listings, but they simply are not interested in purchasing any of the listings he shows them.
Finally, after several long days of viewing listings, the licensee writes up a lease proposal with an option to purchase.
When an environmental hazard such as mold exists on a subject property, a typical remedy to cure the defect is abatement of the defect. Land Descriptions.
Which of the following is the method of legal description that uses carefully measured distances, angles and directions to define the boundaries of a parcel of real estate?
Which of the following correctly defines the term "baseline"? Development and Construction. Which model of city planning and development is defined by a central business district is in the middle of the model, with the city expanding in rings with different land uses?
Which model of land development is based on the theory that even though a city may have begun with a central business district CBD , other smaller CBDs develop on the outskirts of the city near the more valuable housing areas to allow shorter commutes from the outskirts of the city?
Housing Plus, Inc. The company primarily assists those owners of dwellings in existing subdivisions that are sufficiently spacious to qualify for the addition of an ADU.
Home owners typically add an ADU for the enhanced rental potential the units add to residential real estate.
But Housing Plus, Inc. Which of the following describes the work of Housing Plus, Inc.? Tax Implications on Real Estate.
What portion of the sales proceeds is taxable? Two people, an investor and a business property owner, want to sell their properties to each other in a exchange.
The investor owns a 10 acre parcel improved with an office building. The business property owner owns a parcel of real estate improved with an apartment building.
Here is the government survey system legal description for the realty owned by the business property owner: "The Northeast Quarter of the Northwest Quarter of the Southwest Quarter of Section Both properties have the same value, and neither property is encumbered with liens.
Which of the following is a correct statement? Federal Law. These types of agreements are considered anti-competitive because they conspire to establish dominance in a particular market.Those rights are then assigned a priority based on when the right was first used or applied for. Dividing Größten Autohersteller territories with another brokerage would be considered collusion, a violation of the federal Sherman Antitrust Act. Probate is a--frequently slow--legal process to distribute the assets and Www.Solitar.De/Spielen/Pasjans.Php the debts of someone who dies. This clause gives the trustee the authority, on behalf of the lender, to sell the property if the borrower defaults on the terms of the loan e. The property's sale price is typically a credit the seller will receive before the Merkur Online Kostenlos of escrow. The appraiser "summarizes" the information included in the work Online Casino Startguthaben of the subject property, and reports an estimate of the subject property's market value. B and C are incorrect. A special agent is typically only an advisory position. At the time the description is compiled, it may have been marked on the ground with man-made monuments placed where there were no suitable natural monuments. FHA is not a Erfahrung Deutschland lender. Answer Choice "C" states the general rule for fixtures. This principle theorizes Mtcgame Erfahrung the value of a mansion in a neighborhood of small houses will fall, and this is called "regression. Edition The Real Estate Broker Test Guide The Real Estate Broker Test Summary What: The broker exam is designed to guage one's knowledge of real estate broker practice. Edition Real Estate Agent Practice Test Take this free practice test to see how prepared you are for a real estate agent certifying exam. All states require real estate agents to be licensed by the state to engage in the sale of real estate. Our test is a bit different than others out there, and we keep adding more skis, brands, and better content to put the power of ski knowledge in your hands. was a challenging year for sure, but we learned from years past that the more we did in terms of testing and research at the beginning of the year, the less we’d have to do come test. License Exam. The upcoming Customs Broker License Examination (CBLE) is scheduled for October 8, The CBLE registration is CLOSED. Notice: Customs and Border Protection (CBP) will make every effort to accommodate all Customs Broker License Exam (CBLE) registered applicants, however, exam site selection is first come, first served, and exam site(s) seating may be limited due to coronavirus. The overall U.S. economy is expected to grow in , according to a new report from the Federal Reserve. The Fed now expects real gross domestic product for to drop only %, compared to.